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Millions of us are ID theft victims. Access fraud costs $221 billion / yr. Cos spend billions / yr on security. People & nonprofits want affordable security. URQUi is FREE for them. URQUi’s patent pending login doesn't require us to remember passwords. Users access multiple sites with 1 app. A disruptive market strategy targets people & nonprofits instead of trying to sell the CIO like legacy providers. URQUI is security you can afford. URQUi passwords are like snowflakes they expire in seconds